Rules don't work with POP3 mail, as they rely on the Domino mail router. As for local scheduled agents, the ability to run these needs to be enabled in your user preferences, but there may be something going on with your ID file (or lack of) here, given that you don't use a Domino server. I can't be sure on this point though, as this isn't a way of using Notes I'm familiar with.
HTH
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